Understand that home is more than just a place to live, it is where you will make memories that last a lifetime.
The first three steps towards buying your home are:
- Getting pre-approved for your mortgage loan - finding the right financing.
- Defining your lifestyle - what style/size home, dream community and local market?
- Your home search - finding your ideal home.
Identify your overall timeline for making your big move, understand the local real estate market and any Florida regional home buying opportunities, until you are 100% confident you have found your home.
Leverage technology, the Internet, Government Websites and Social Media to guide you through every step of the buying process.
Getting pre-approved for your mortgage loan in the Tampa Bay, St Petersburg, Clearwater Florida neighborhoods before you start searching makes for a much smoother buying process. Here’s why…
Pre-approval serves two important purposes.
1. Getting pre-approved for a mortgage gives you a home buying budget so you can make sure your Realtor® shows you houses with monthly payments that you’re comfortable paying.
2. Lets the seller know that you are qualified to make an offer, which is a must in this market.
Financing is Key to Affordability
Finding the right financing is as important as finding the right house. Discovering your true “Buying Power” and the best financing method is the first step to a successful home purchase!
It is critical for buyers to know before they start their home search exactly what they can afford, the type of financing they will use and the “out of pocket expenses” they might incur. My local mortgage consultant will be happy to assist. A professional who doesn’t use a “cookie cutter” approach, but individually counsels the buyer through the financing maze so they have all answers to make good financial decisions.
WHAT THIS MEANS TO YOU - is securing the best method of financing and being ready to take action when the time is RIGHT!
What style home do you love?
- What does your dream community look like?
- How large of a home do you want?
- Will your favorite restaurants or activities be nearby?
- Are you a DIY-er or do you want it move-in ready?
- How long do you think you will stay in your new home?
Are homes selling quickly in your desired areas? – This will help you decide how aggressive you need to be with an offer and how fast you need to decide.
What are the average prices for the homes you are interested in? – This could help you determine what your monthly mortgage payment could be.
Do market trends indicate an increase in value in the future? – While we don’t hold a crystal ball at our fingertips to see the future, this allows your agent to look at market conditions to let you know if this is a wise decision.
WHAT THIS MEANS TO YOU - is having peace of mind knowing all the bases are covered. No Problems!
There is a lot more to finding the ideal home than just surfing the internet, looking at ads, driving through neighborhoods, visiting open houses and using the traditional MLS.
Buying a home is done only a few times in a lifetime and buyers should never have to settle for something less.
As a BHHS home buyer you have Total Access to the greatest number of homes through the traditional resources (MLS, etc.) plus the “quiet” properties that are not on the market yet.
Your BHHS Realtor® Will TARGET:
- Co-brokering Agents
- “Neighborhood” Matches
- Private Owners (FSBO’s)
- Social Media
PLUS State-of-the-Art web-based system which instantly alerts the buyer of “Brand New” properties!
WHAT THIS MEANS TO YOU- is finding the ideal home by having access to everything available and never missing out or settling for something less.
Please call me direct at 727-421-7686 to schedule this free one-hour consultation.
There is no cost or obligation. This offer is transferrable.
REQUEST a FREE, NO obligation consultation with
Realtor® Joe Oder, your local Berkshire Hathaway HomeServices real estate professional
The right real estate agent can make all the difference. Joe Oder will prove that to you by applying his knowledge and expertise to achieve the successful sale of your home property.
WHY BERKSHIRE HATHAWAY HOMESERVICES IS GOOD TO KNOW
Backed by one of the most admired names in business and entering the real estate market with a commitment to providing straight forward advice, Berkshire Hathaway HomeServices comes with its advantages.
- A name you can trust.
- A commitment to providing great home buying/home selling service.
- A network of experienced, knowledgeable real estate agents.
- Industry-leading technology and marketing tools.
- Adherence to the highest standards.
Realtor® Joe Oder is your Florida Real Estate, Gulf Coast Properties and Belleair - St. Petersburg real estate expert.
© 2019 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of HomeServices of America, Inc. ® Equal Housing Opportunity.
© Copyright 2019 JOE ODER - All rights reserved.