HOW TO SUCCESSFULLY BUY A HOME IN THE CLEARWATER, TAMPA BAY METRO AREAS

1. FINANCING - PRE-QUALIFICATION - PRE-APPROVAL

The Key to Affordability

Acquiring the right home mortgage financing is as important as finding the right house for your desired lifestyle. Pre-qualification allows you to discover how much of a home you can afford. Your true “Home Buying Power” and your best mortgage financing method is the first step to a successful house purchase!

It is important for house buyers to know exactly what they can afford before they start their home search, the type of mortgage financing they will use, and the “out-of-pocket expenses” they might incur.

Sellers are much more receptive to potential home buyers when they have been pre-approved. House sellers will know that you are a serious buyer for their property. You don’t want to be disappointed when you fall in love with a home that is out of your price range.


WHAT THIS MEANS TO YOU 
is understanding the best method of home financing and being ready to take action when the time is right.

 

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2. Being Provided with Total Access Provides More Choices

Total Access to the Greatest Number of Homes

Finding your perfect dream home in Clearwater or Tampa, Florida comprises of more than surfing the internet, looking at ads, driving through neighborhoods, visiting open houses and using the traditional MLS. 

Since, the purchase of a home happens only a few times within ones’ lifetime, you should never settle for something less than the dream you’ve always wanted.

Realtor® Denny Stone helps home buyers have Total Access to the greatest number of homes. Real estate agent Denny Stone takes advantage of the traditional resources (MLS, etc.) plus seeks and uncovers the “quiet” properties that are not on the local real estate market as yet.

DENNY STONE TARGETS

  • Co-brokering Agents
  • “Neighborhood,” Matches
  • Private Owners (FSBO’s)
  • Social Media


PLUS

A State-of-the-Art web-based system which alerts the registered home buyer of “Brand New” properties!


WHAT THIS MEANS TO YOU
 
is finding the ideal Tampa Bay Florida State home by having access to everything available and never missing out or settling for something less.

 

3. Buying Smart at the Best Sales Price

Buy Smart and Not Out of Emotion

The best home purchase price is not always the lowest price! 

Determining the best home purchase price can be a real balancing act and is trickier than it appears!

The best purchase price is the price that sells the property. Many times the lowest price may alienate the home seller. Other times, because of competition, the best purchase price is above the asking price. The key is to find the right price, between never over- paying or losing by under-paying.

HOW DENNY STONE DOES THIS

  • Educate the buyer on the “Market Trend” (Buyer’s Market/Seller’s Market) and explaining how it will impact their house pricing position when planning an offer to purchase.
  • Provide a “Real Estate Home Market Study” on the property of interest to educate them on the neighborhood history and price comparisons.
  • Uncovering the Buyer’s “Competitive” Position.
  • Strategically constructing the purchase offer by balancing price with “Fair Market Value.”


WHAT THIS MEANS TO YOU
... OPTIMUM HOME PURCHASE PRICE!

 

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4. Negotiating Experience

Ebb and Flow of Negotiations

This is where the home sale begins or ends because you don’t get what you deserve, you get what you negotiate! 

Denny Stone skillfully packages the offer ‘up front’ eliminating issues and creating a mood of acceptance by:

  • Uncovering the non-negotiables through pre-negotiation so they are not included, thus not alienating the home seller.
  • Taking extra care to include these critical elements which favorably positions the “buyer’s” offer.
  1. Written Mortgage Pre-Approval
  2. Earnest Money Deposit (substantial)
  3. Buyer Introduction - introduction, compliment & explanation
  4. Real Estate Home Market Study
  5. Pre-Selling the offer to the listing real estate agent, addressing any concerns and building value.

Negotiating “Counteroffers”

Denny Stone finds that “special spot,” an acceptable compromise, that gives both parties as much of what they want as possible, creating a “Win-Win!”

WHAT THIS MEANS TO YOU is that your offer is prepared and presented in such a skillful manner it brings both parties together securing the sale.

 

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5. Managing Details for a Flawless Worry Free Transaction

Making Your Home Purchase Seamless and Hassle Free!

There are a lot of moving parts in a real estate transaction, and things can go amiss if there is a lack of attention to detail.

Real estate agent Denny Stone is your Project Manager eliminating any potential problems before they arise and managing all the details. This essential step ensures the entire “Home Buying” experience is worry free.

DENNY STONE ACCOMPLISHES THIS BY:

  • Clarifying the entire process, explaining all the “ins” and “outs” so there are no surprises!
  • Managing the entire “buying team” including lenders, closing agent, home inspectors, appraisers and escrow agents.
  • Transaction Management System - using a detailed checklist to manage all the moving parts so nothing is overlooked.
  • Weekly Update - keeping in contact and fully informed with a status report.
  • Call Back “Now” Policy - guaranteeing a speedy response.
  • Home Warranty Options - offering protection after the sale.


WHAT THIS MEANS TO YOU
is having peace of mind knowing all the bases are covered. No Problems!

 

6. Trusted Real Estate Partner Protecting Your Interests

Educating Guiding Never Pressuring 

Home buyers should work with someone they trust, have confidence in and will help them make good decisions.

You can count on Denny Stone to be your Trusted Real Estate Advisor - consulting, educating, and guiding versus a typical salesperson selling and pressuring. Denny Stone’s home buyers know their best interests are his top priority!

FULFILLS THE ROLE OF BEING A TRUSTED ADVISOR BY:

  • Advise and Counsel – Never pressuring
  • Code of Ethics – “Golden Rule”
  • Accountability – Staying on task & on time!
  • Quality Realtor – Highest quality service!
  • Performance Pledge – Denny Stone fulfills his job responsibilities to help you and your family see a successful future.


WHAT THIS MEANS TO YOU
 
is having a trusted, informed real estate advisor who partners with you to assure a… SUCCESSFUL HOME PURCHASE

 

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